Coverage Options

Motorcycle Track Insurance

Every policy a track or raceway operator needs — in one place, from specialists who know motorsport.

General Liability Insurance

General liability is the foundation of coverage for a track or raceway operator. It protects against third-party claims of bodily injury or property damage arising from your premises, operations, and events.

  • Third-party bodily injury
  • Property damage liability
  • Products-completed operations
  • Personal & advertising injury
Full coverage details

Participant Accident Insurance

Participant accident insurance provides medical benefits to riders and participants injured while on your track, on a no-fault basis — a coverage that sanctioning bodies and venues frequently require to run track days and races.

  • Rider accident medical expense
  • No-fault participant benefits
  • Accidental death & dismemberment
  • Track day, practice & race coverage
Full coverage details

Spectator Liability Insurance

Spectator liability covers claims brought by fans and spectators injured while attending events at your facility — a distinct and serious exposure for any track that admits the public.

  • Spectator bodily injury
  • Grandstand & viewing-area claims
  • Crowd-flow & premises injury
  • Event-day public liability
Full coverage details

Special Event Liability Insurance

Special event liability covers the heightened, concentrated risk of races, rallies, and one-off events at your facility — and can include liquor liability when alcohol is sold or served on event days.

  • Event general liability
  • Liquor liability
  • Participant & spectator exposure
  • Vendor & concession coverage
Full coverage details

Premises & Garage Liability Insurance

Premises and garage liability covers injuries and property damage across your facility's grounds — paddock, pit lane, garages, and parking — including exposure for customers' vehicles and equipment in your care.

  • Premises slip-and-fall
  • Paddock & pit-lane injury
  • Garage operations liability
  • Garagekeepers (customer vehicles)
Full coverage details

Commercial Property Insurance

Commercial property covers the physical assets of your facility — buildings, grandstands, garages, timing and safety equipment, and contents — against fire, storm, theft, and other covered perils.

  • Buildings & structures
  • Grandstands, fencing & barriers
  • Timing & safety equipment
  • Maintenance machinery
Full coverage details

Workers Compensation Insurance

Workers comp is required from your first employee and provides medical and wage benefits to staff injured at work — track and grounds crew, event staff, marshals, and maintenance workers.

  • Medical expense coverage
  • Lost wage replacement
  • Permanent disability benefits
  • Employer's liability
Full coverage details

Ready to Protect Your Track or Event?

Get a comprehensive quote in minutes. Same-day binding, same-day certificates. Specialty coverage for raceways, MX parks, and track-day operators.