Commercial Property Insurance
Commercial property covers the physical assets of your facility — buildings, grandstands, garages, timing and safety equipment, and contents — against fire, storm, theft, and other covered perils.
Commercial Property for Motorsport Facilities
A track represents a major physical investment: the main building and tech sheds, grandstands, garages, fencing and barriers, timing and scoring systems, safety equipment, and maintenance machinery. Commercial property insurance protects those assets against fire, windstorm, theft, vandalism, and other covered perils — whether you own the facility or lease it.
What Property Coverage Protects
- Buildings and structures: Main building, garages, tech sheds, towers, and outbuildings
- Grandstands and fixtures: Spectator structures, fencing, barriers, and signage
- Equipment and contents: Timing and scoring systems, safety and rescue equipment, tools
- Maintenance machinery: Track-prep and grounds equipment
Business Interruption Is Critical
If a fire, storm, or covered loss shuts your facility down, you lose event revenue while fixed costs continue. Business interruption coverage replaces lost income and extra expense during the rebuild — essential for a venue whose revenue is tied to an event calendar.
Coordinating Your Coverages
Property pairs with your liability and event program to protect the whole operation. We coordinate limits so the physical plant, the equipment that runs your events, and the income they generate are all covered.
What's Covered
Frequently Asked Questions
Yes — grandstands, debris fencing, barriers, signage, and other structures can be scheduled on your commercial property policy. We make sure the full physical plant of the facility is valued and covered, not just the main building.
Business interruption coverage replaces lost event income and covers extra expense while you repair covered damage. For a venue whose revenue depends on an event calendar, it is one of the most important coverages to carry.